Recurring Payment Collection · Retail Collection

Collections that run themselves.

Set up a payment once with the customer's consent, and let it collect itself every cycle, with no cards to expire and no reminders to chase. Bancify runs recurring collection across markets and rails: rent by Direct Debit and ACH in the GCC, and NACH eMandate and UPI Autopay in India.

Consent-based mandates Direct Debit ACH NACH UPI
PayRent · Mandate active
An active rent mandate: accepted and running, on a monthly schedule of 13 payments credited to the landlord’s account
What it is

One consent.
Every cycle after.

A card asks for permission every time and breaks the moment it expires. A mandate does the opposite. The customer gives consent once, and Bancify collects from their account on the schedule you set, cycle after cycle. The same idea runs on whichever rail fits the market: Direct Debit and ACH for rent and recurring collections in the GCC, and NACH eMandate and UPI Autopay in India. One approach to recurring collection, wherever you operate.

PayRent · Create Mandate
Create a rent payment mandate: amount, frequency, schedule and bank account
How it works

From mandate to collected,
on schedule.

1

Register the mandate

The customer approves once, by Direct Debit, ACH, NACH eMandate, or UPI Autopay.

2

Collect each cycle

Bancify pulls the payment automatically on the due date. No manual steps, no reminders.

3

Handle exceptions

A failed collection is retried automatically, with real-time status so nothing falls through.

4

Settle & reconcile

Funds are settled and every collection is recorded, clean and in one place.

Inside Rental Collection

The rent product,
end to end.

From the landlord’s portfolio to the tenant’s dashboard and the mandate that ties them together, on regulated recurring rails.

The tenant’s rent, at a glance

PayRent · Properties
Rental Collection property list: properties and units with occupancy status
PayRent · Tenant
Rental Collection tenant dashboard: rent due, paid and payment history
PayRent · Portfolio
Rental Collection landlord dashboard: portfolio overview, occupancy, collected and overdue, and monthly earnings
PayRent · Tenant approval
Rental Collection tenant approval: a mandate awaiting the tenant’s review, with review-and-accept or decline
PayRent · Collections
Rental Collection active mandate: reference, accepted status and the full schedule of upcoming monthly collections
Capabilities

Built for every kind
of recurring collection.

Rental Collections

Collect rent automatically each cycle, straight from the tenant's account, with no post-dated cheques.

UAE · Oman

Tenant / Landlord Ecosystem

Onboarding, mandate setup, and settlement that connect tenants, landlords, and property managers.

UAE · Oman

Payment Collection & Settlement

End-to-end collection processing and clean settlement to your account, cycle after cycle.

UAE · Oman

NACH & UPI Automate

India recurring collections via NACH eMandate and UPI Autopay, powered by Paycorp.

India
India · Powered by Paycorp

Recurring collections,
on India's rails.

In India, Bancify collects on NACH and UPI through Paycorp, our India operation. Paycorp's Smart Mandate puts NACH eMandate and UPI Autopay on one self-service platform, from successful mandate registration to on-time, glitch-free collection, with everything in between handled: payment warehousing, auto-collection for fixed mandates, exception handling, and MIS reports. Paper and eSign mandates are supported too.

UPI Autopay · three steps
Click
Select amount and merchant
Enter PIN
Authorise on any UPI app
Approve
Mandate registered instantly
Mandate active · Collections begin on schedule
Split Mandate

Collect a single mandate from more than one account.

Self-learning registration

Adaptive learning lifts mandate success rates over time.

Retry mechanism

A failed mandate reschedules automatically, with real-time updates.

Multiple-bank view

See all your banking relationships in one place.

Account Aggregator integration

Choose customers on up-to-date financial data.

Real-time call-backs

Get notified the moment a mandate progresses or hits a glitch.

360° payment history

Pick better customers using their full financial history.

Mobile APK

Track mandate status anytime, anywhere.

1M+
Mandates processed monthly
120M+
ACH transactions monthly
ISO 27001:2022
Certified

Figures published by Paycorp.

Paycorp Bancify's India operation. NACH eMandate and UPI Autopay in one place. Visit paycorp.io →
Why Recurring Payment Collection

Predictable money,
without the chasing.

No card expiry

A bank mandate does not expire or get declined the way cards do.

Fewer failures

Consent carries across cycles, and failed collections retry automatically.

On schedule

Payments clear on the due date, cycle after cycle, with no manual steps.

Across rails and markets

Direct Debit, ACH, NACH, and UPI, on one consistent approach.

Consent-first

The customer approves the mandate and can see it, every time.

Who it's for

Built for whoever collects
on a schedule.

Landlords & property managers

Collect rent automatically, with no post-dated cheques and no manual follow-ups.

NBFCs & digital lenders

Register and collect loan mandates at scale, with retries and MIS. India.

Subscription businesses

Bill recurring plans reliably across rails, with no card expiry to manage.

Banks & corporates

Offer mandate-based recurring collection on ready rails, for any volume.

Trust & compliance

Consent-based mandates.
Regulated rails.

Every collection runs on a consent-based mandate the customer approves, over regulated rails: Direct Debit and ACH in the GCC, and NACH and UPI on NPCI's infrastructure in India. Collections are retried on failure, recorded, and reconciled, and the India platform is ISO 27001:2022 certified.

Consent-based mandates

Every collection runs on an explicit consent the customer approves and can see.

Regulated rails

Direct Debit and ACH in the GCC. NACH and UPI on NPCI infrastructure in India.

ISO 27001:2022 (India)

Paycorp, our India operation, is ISO 27001:2022 certified for information security.

Put your collections on autopilot.

Tell us what you need to collect, whether that is rent in the GCC or recurring mandates in India, and we'll show you the shortest path to set it up.