Working Capital Finance turns your approved invoices into cash through invoice discounting on a financier marketplace. Upload an invoice your customer has approved, let financiers compete to fund it, and get money in days, with due diligence, risk checks, and underwriting built in.
You did the work and sent the invoice, then you wait 30, 60, or 90 days to be paid, while payroll and your next order will not wait. Working Capital Finance closes that gap. Its solution, invoice discounting, advances cash against invoices your customer has already approved, funded by a marketplace of financiers rather than a single lender. The checks that keep it safe, customer due diligence, risk and creditworthiness assessment, and underwriting, run in the background so you just get the cash.
Add an invoice your customer has already approved.
Approved financiers bid to fund it. You chase no one.
Choose the rate and terms that suit you, with no obligation.
Cash lands in your account, usually within days.
When your customer pays, the financier is repaid. Done.
Most financing means taking whatever the one bank in front of you offers. The Financier Marketplace flips that. Your approved invoice goes to a pool of financiers who compete to fund it, and competition pushes the cost down and the speed up. You see the offers before you commit, and you choose which one to accept.
Three safeguards run behind every funded invoice, so financiers can fund with confidence and suppliers get fair terms.
Participants are verified and onboarded before they can transact, so every side of the deal is known.
Each invoice and buyer is assessed, so funding rests on real, approved receivables and a clear read of risk.
The risk is priced and funded properly, which is what lets financiers offer competitive terms.
Unlock cash from invoices you have already earned, choose the best offer, and keep growing without waiting on slow payers.
Approve invoices once and let your suppliers get paid early, without changing your own payment terms or cash position.
Access a steady stream of buyer-approved invoices with transparent terms and clear, visible risk.
Approved e-invoices from AR/AP Invoice Automation flow straight into financing, with no re-uploading and no paperwork. The invoice your customer just accepted can be the invoice you fund today. Compliance and cash flow, joined up.
Explore AR/AP Invoice AutomationOnly invoices a buyer has already approved are financed, and money moves through regulated banking partners, so every deal rests on real obligations and trusted infrastructure. You see the full cost before you accept, and every deal is visible from offer to settlement.
Only invoices a buyer has already approved are financed.
Funds move through regulated banking partners.
See the full cost up front, and every deal from offer to settlement.
Days, not months. Stop financing your customers for free.
Competition between financiers keeps your rate keen.
Fund one invoice or many, only when you choose, with no lock-in.
You unlock money you have already earned.
You unlock cash from invoices you have already earned, rather than taking on a traditional loan. We will confirm the exact structure with you before you begin.
A fee based on the invoice and the winning financier's offer. Because financiers compete, that fee stays keen, and you always see the full cost before you accept.
This depends on the terms agreed for your facility. We will make exactly what applies clear before you fund an invoice.
Typically invoices your customer has already approved, due within a set window. We will confirm eligibility for your business.
Often within a couple of days once you accept an offer.
See how invoice discounting turns your approved invoices into working capital, with financiers competing for your business. A short, no-pressure walkthrough with our team.